Saturday, October 2, 2021

So Cal Housing bubble has reached peak mania, approaching double the 2005 housing bubble peak.

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Thursday, September 30, 2021

Nope, This does not look like a housing bubble at all.

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                The Case Shiller Index shows that we have not only surpassed previous bubble prices, but are now almost double that point.

I'm Back Bitches

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  I have returned... and HousingFear is back!!! It has been 8 long years, but I am now seeing clear warning signs that we are in the midst o...
Thursday, January 3, 2013

Everything is going good

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Just wanted to drop in with a New Years update! My clinical internship is going well, and I am staying afloat financially. I will be done ...
Thursday, July 5, 2012

Just Purchased 15 acres of Land

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Just wanted to stop back in to let everyone know I just made a lowball offer on 15 acres of land. (10 acres have planted corn, and 5...
Wednesday, June 27, 2012

What Does The Future Hold for Me?

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  What does the Future hold for me? Housing Fear may be over for most Americans....The housing market will slowly start to recove...
Tuesday, June 26, 2012

HousingFear Humor

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I tried this but it didn't work :)
Wednesday, June 13, 2012

My Harp 2.0 Saga is over. I Just Closed my Mortgage

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Just wanted to let give a final update to everyone who has been following my Harp 2.0 refinance saga since October 2011. I just closed my ...
Tuesday, June 12, 2012

Closing my Harp 2 Mortgage Tommorow

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I finally close my Wells Fargo Harp 2.0 Mortgage Tomorrow at 4PM EST.
Thursday, June 7, 2012

Final approval for Harp 2.0

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My loan has came out of underwriting and I have been granted a final approval for my Harp 2.0 refinance. I am scheduled to close early ne...
Wednesday, May 30, 2012

Last Obstacle cleared in Harp 2 Refinance

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Wells Fargo was giving me one last fight on the insurance I had on my condo but now I finally have that resolved, I have met all ...
Friday, May 25, 2012

Housing Fear "Quote of the Day"

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"With the exception of Miami and Las Vegas, there are not enough condos to go around anymore because that's all anybody can afford...
Wednesday, May 16, 2012

My HARP 2.0 Appraisal is In...

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My appraisal is in for my Harp 2.0 refinance and it came in at $60,000 dollars. This was much higher than I expected and I am thrilled be...

2008 Prediction I made....Did it come true?

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http://housingfear.blogspot.com/2008/04/its-all-about-price-per-square-foot.html In this article written in 2008 I discussed how the price...
Thursday, May 10, 2012

THE HARP 2.0 SAGA CONTINUES..

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I have received a "conditional" approval from the mortgage underwriter. I have the appraiser coming out here tomorrow to appraise ...
Wednesday, May 2, 2012

Countertops made out of Geodes and Semi-Precious Stones

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contemporary bathroom countertops design by houston tile stone and countertop Habitat Stone This will def. be the first order of bu...
Friday, April 27, 2012

HARP 2.0 UPDATE

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My mortgage was initially approved using the computer underwriter. My loan has been sent to a human underwriter to look at to see if it is 1...
Tuesday, April 10, 2012

HARP 2.0 LOANS: .75 Higher Interest Rate Penalty for More Than 125% LTV

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Why was my rate locked in at 3.875% for a 15 year mortgage when rates are around 3.00%? Unfortunately if your house is more than 125% LTV yo...