The Credit Crisis Hits Home

Important Account Status
Notice of Credit Limit Reduction
			Your Account ending in xxxxxx
	Log in to Manage Your Account Online

Dear Chris xxxxxxxxxxx We are contacting you to let you know that after a thorough review of your credit profile we have lowered the credit limit on the account listed above. We wanted you to be aware of this change immediately.

Your revised credit limit for purchases is now $7,600.00. The new cash advance limit is $200.00. Please ensure that any additional cardmembers on the account are also aware of this change. We have sent you a letter with a full explanation of how we came to this decision, but wanted to contact you via e-mail to ensure that you were aware of the change as soon as possible.

Sincerely, American Express Account Services

• I have never been late on a payment with Amex since I opened the account approx 8 years ago.
• I have never been late or missed any payment period.

This really shows how bad things are getting that they are doing this to good customers.